Criteria: Husband and wife, 34/32, both with clean driving records. Vehicles: 2003 Toyota, Camry, 12,000 miles and a 2002 Mercury Grand Marquis, 12,000 annual miles. Coverage 100/300/100 BI-PD; 100/300 UMBI (non-stacked); PIP 10,000; 500 comprehensive deductible, 500 collision deductible.

Quotes are from sources we believe are reliable, but we cannot be responsible for their accuracy. Premium for companies other than Mercury do not reflect any adjustments made after these quotes were obtained. All quotes are based on the criteria listed above and assume a good casualty loss score. Rates are based on drivers insured the past five years with no more than one loss. Rates are based on Mercury's superior tier. All premiums are for the lowest priced company for each.